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What problem does HubrisOne solve? (or: what human need does it satisfy?) and how exactly does it do so?
Banks lack innovation: Banks delay implementing innovation to build solutions to
leverage blockchain technology because 1) it is not profitable or 2) it is too risky to
Industry Demand, Whitespace: There is no current, regulated crypto-friendly banking
service, that allows customers to perform their full-suite day to day banking service
without the need for a third-party app.
Poor User Experience: Current cryptocurrency solutions are lack user-experience and
user interface in order to attract mass adoption.
Banking the Unbanked: There are two billion people globally without access to banking,
however, smartphone ownership is growing each day.
Poor Customer Satisfaction: UK and EU banks have just recorded a record low for netpromoter
scores (A customer satisfaction metric).
Unfair transactions & Cross-Border transfer fees: Banks charge significantly unfair
fees for spending abroad and for cross-border payments and it's slow.
Changing customer behaviour: Market demographics and user behaviour are changing,
we are going digital.
How is the idea monetized? How do the token holders profit?
Shares in the company
HubrisOne's team members.
DIRECTOR OF OPERATIONS
Idea & Inception
July 12, 2017
The idea was born just over a year ago, we researched the possibility of making this a reality and the regulatory requirements needed.
October 19, 2017
We conducted primary and secondary research to understand the market demand, validation and feedback from the market.
Regulatory Research & Scope
November 22, 2017
We researched and contracted third-party partners to assist us in researching the regulatory requirements to make HubrisOne a success and a reality. See the “documents” section to find out more.
Search for Compliant Card Partner
December 20, 2017
We identified three key potential card partners located in the EU and analysed which one presented the most suitable option for us, and our users.
App UI/UX Designs
January 17, 2018
We added experienced and talented UI/UX designers to the team and brainstormed ideas to bring HubrisOne one step closer to reality.
March 14, 2018
We completed and finalized the wire-frames, firstly for IOS and later for Android. This forms the initial steps to build the mock-up of the app.
July 26, 2018
We created a one-pager of our offerings to the market and the problems HubrisOne was solving. We received significant positive feedback from the market.
App Mock-up Build
July 26, 2018
We completed the app mock-up designs following the wireframe designs, in order to get a feel of how HubrisOne will look and flow for the user.
Payments Technology Selection
August 1, 2018
Deep research and discussion led us to Stellar’s blockchain payment infrastructure for integration. Cheap, secure and near instant settlement.
Meeting with U.K. Card Distributor & Partner
August 17, 2018
Met with UK card and distribution partner who will be managing HubrisOne manufacturing and distribution of contactless secure debit cards. Discussed pricing, commercials, contracts, timelines and expectations.
Whitepaper Draft Completed
August 18, 2018
Initial Whitepaper and business model completed and circulated out to selected team members and advisors for peer review.
Call with Cryptocurrency Venture Capitalist
August 30, 2018
HubrisOne team had their first call with Coinsillium, a Venture Capital firm focused on cryptocurrencies and blockchain based in London. With an intrest to purchase tokens or equity.
£10 = per share
EUR, USD, GBP
Banking & Payments
Questions & Answers
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